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Welcome Former Republic Bank customers! For important information, including our Transition Guides and steps to access your accounts: Read More.Convert the equity in your home to flexible, accessible funds.
Whether you're looking to pay off high-interest debt, renovate your home, or pay for college, OptionLine, our home equity line of credit, is there when you need it.
OptionLine lives up to its name. You have the option of converting all or some of your floating rate balances to a fixed-rate term loan and back again up to three at a time -- so it's easy to take advantage of the best rates available.
Flexible
Affordable
Convenient
Use your home as collateral and borrow up to 80% of the value of your home, less any existing mortgage debt, as our standard product.
Use your investment property or rental unit and borrow up to 75% of the value of the property less any existing mortgage debt.
Use our online application to apply. Applying online is easy - just make sure you have your mortgage balance, current home value, and purchase price.
Even if you’ve just started thinking about selling your house, making home improvements can be beneficial for many reasons. The hard part isn’t making the list, it’s figuring out how to prioritize so you get the most out of your investment.
You've worked hard to buy your own home. That's why it's important to protect your investment by scheduling updates, repairs, and cleaning. Use this seasonal checklist to keep your home in top shape inside and out.
The equity in your home is the difference between the current appraised value of your home and the amount you still owe on your mortgage. The equity in your home can be your most powerful tool to help you pay for things, from home renovations to a college degree.
